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Your European life, decoded · Updated July 2026

A D7 visa needs €920/month in passive income. A home costs a median €2,198/m². The Algarve gets 3,000+ hours of sun a year. Here's everything else — from official sources, checked and dated.

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Relocation Score
8.9/10
89%
Visa
9.0
Tax
7.8
Cost of Living
8.4
Healthcare
8.8
Lifestyle
9.2
5 pillars · July 2026 How we score →

Quick Facts

Verified 2 July 2026
D7 visa income
€920
per month minimum (2026)
Median home price
€2,198/m²
Q4 2025 · INE
Citizenship
10 yrs
Changed May 2026
English proficiency
#6
Worldwide · EF EPI 2025
Median rent
€9.46/m²
New leases, Q1 2026 · INE
Minimum wage
€920
Monthly gross, 2026
Life expectancy
81.5
Years at birth · INE 2022-24
Foreign residents
14%
of 11.4M population · INE Dec 2025

The Portugal Guide

Eight topics. Every guide verified, dated, and sourced.

Visas & Residency

D7, D8, Golden Visa, D2 — 2026 requirements, the new immigration law, and the 10-year citizenship change.

6 guides

Tax & Finance

2026 brackets (12.5%-48%, plus solidarity surcharge over €80k), IFICI explained, how your pension and IRA are taxed, getting a NIF.

5 guides

Healthcare

Registering with the SNS, what's actually free in 2026, and private insurance in your 60s.

3 guides

Housing

Buying vs renting, IMT and the other purchase taxes, and what foreign buyers actually pay.

4 guides

Cost of Living

Real INE data: rents, utilities, groceries — and what a couple actually spends per month.

3 guides

Where to Live

Lisbon, Porto, the Algarve, the Silver Coast — real prices and honest trade-offs.

5 guides

Working

Remote work rules, self-employment, social security, and the totalization agreements.

4 guides

Living Practicalities

Swapping your US or Canadian driving licence (no test), bringing pets, setting up utilities.

4 guides

Tools

2026 Portuguese tax brackets & INE cost data

Tax Estimator 2026

Portuguese progressive brackets
Live

Cost of Living Estimator

Monthly budget by location & lifestyle
Live

Quick Visa Eligibility Check

Answer five questions and find out which Portuguese visa routes are open to you — D7, D8, D2, or Golden Visa.

Check eligibility

2026 Rule Changes

Three things that changed recently — and matter.

1

Citizenship now takes 10 years

Organic Law 1/2026 (in force 19 May 2026) raised the naturalisation requirement for non-EU/CPLP nationals from 5 to 10 years, counted from when your first residence permit is issued. Applications filed before 19 May 2026 keep the old 5-year rules. Permanent residency is still 5 years.

Verified · May 2026
2

No more move-first-regularise-later

Law 61/2025 (October 2025) abolished the "manifestation of interest" route. Residency now starts with a visa application at a Portuguese consulate in the US or Canada — before you move.

Verified · Oct 2025
3

NHR gone — IFICI replaced it

The old 10% pension deal is closed to new applicants. Its successor, IFICI, gives 20% flat tax to qualifying professionals for 10 years — but excludes pensions entirely. Retirees now pay standard progressive rates on pension income.

Verified · 2024-2026

Relocation Checklist

The first five steps. Tick as you go, then open the full interactive version.

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