Malta · Housing

Small island.
Specific rules.

Prices rose 5.7% in the year to Q3 2025 and roughly 45% over six years. Non-EU buyers need a permit, can normally buy one property, and can't rent it out — unless they buy in a Special Designated Area. Rent first. Here's the map of the rules.

Last verified: 8 July 2026

Buying as a non-EU national: your two lanes

Ordinary property (AIP permit)Special Designated Area (SDA)
PermitAIP permit required (Chapter 246); fee ~€233; minimum property values apply (updated periodically — check the current legal notice)No permit, no restrictions
How manyOne property onlyAs many as you like
UsePersonal residence only — renting out not allowedMay be rented out (with the applicable licence)
ExamplesMost of Malta and GozoPortomaso, Tigné Point, Fort Cambridge, SmartCity, Chambray (Gozo), and other listed developments
Typical trade-offMore choice, local character, lower entry pricesPremium pricing for the flexibility and turnkey stock
Buying costs, roughly. Stamp duty is 5% of the price (schemes and first-time-buyer reductions change with each budget), notary fees around 1–2%, plus the AIP fee where it applies. There is no annual property tax once you own — a genuine difference from the US and Canada.
Programme buyers, note your thresholds. The MPRP requires a purchase of at least €375,000 (2025 rules). The Retirement and Global Residence Programmes: €275,000, or €220,000 in Gozo/south Malta. These programme thresholds are separate from — and higher than — the AIP minimum values.

The market, in numbers

Prices

+5.7% in a year

NSO's Residential Property Price Index rose 5.7% year-on-year in Q3 2025 (apartments +5.3%, maisonettes +5.9%). The index is up roughly 45% over six years.

Rents

~€1,500/mo in the hotspots

Average apartment rents in Sliema/St Julian's ran about €1,500/month in 2025 listing data — €300 above the national average. Gozo 1-beds: ~€500–750.

Rental law

Registered leases

Long lets must be registered with the Housing Authority (Private Residential Leases Act); 1-year minimum term, deposit protections, and 70,000+ active registered contracts in H1 2025.

★ Strategy

Rent before you buy

A tenants'-union study (Solidarjetà, using Housing Authority registered-lease data) found rents up 28.3% between 2022 and 2024 — Malta publishes no official rent-level statistic. Renting first still lets you test noise, construction, and commute realities street by street; the island varies enormously within a mile.

What the data can and can't tell you. Malta has no official statistic for rent levels — the NSO tracks prices, not asking rents. Our rent figures are from 2025 market-listing analyses and are labelled as such. Treat any precise "average rent" claim, ours included, as indicative.
In this section

Guides

Coming soon

The AIP permit, step by step

Current minimum values, the application, timelines, and the one-property rule in practice.

Coming soon

SDAs compared

Every Special Designated Area with current pricing — and whether the premium is worth it.

Coming soon

Renting: the survival guide

Registered contracts, deposits, agent fees, and the clauses to strike out.

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