The digital nomad permit runs 18 months and needs €3,622.50/month. There is no retirement visa. House prices rose 14.1% in 2025. Croatia is honest-broker territory: spectacular, affordable — and harder to settle in than the brochures admit. Here's the whole picture, from official sources.
The 18-month digital nomad permit, the property-owner route, "other purposes" — and why the 5-year clock is harder to start than elsewhere.
3 guides → Guide hubPensions taxed at half rate, no US treaty in force yet, the 1999 Canada treaty, and 2026 municipal tax rates.
Read → Guide hubHZZO enrolment is compulsory — including the 12-month back-payment buy-in most newcomers don't expect.
Read → Guide hubPrices up 14.1% in 2025, the 3% transfer tax, the new property tax, and how expats buy.
Read → Guide hubReal DZS data: salaries, inflation, the coastal premium — and what a couple actually spends per month.
Read → Guide hubRemote work is tax-free on the nomad permit. Local work permits, self-employment, and the totalization gap.
Read → Guide hubGetting your OIB, swapping your driving licence, bringing pets, and setting up utilities in euros.
Read → Guide hubZagreb, Split, Istria, Zadar, Dubrovnik — real price signals and honest trade-offs, coast versus inland.
Read →18 months, €3,622.50/month, zero Croatian income tax on your remote earnings — with the 2026 numbers and the honest caveats.
Read the guide → Visas & ResidencyProperty owners, "other purposes", family — what each route gives you, and which ones actually count toward the 5-year clock.
Read the guide → HealthcareWho must enrol, the 12-month back-payment, what you'll pay monthly in 2026, and what the system actually covers.
Read the guide →From first permit question to keys-in-hand — tell us where you are in the move to Croatia and we'll answer, or introduce a specialist we've independently vetted.