Moving to Europe sounds romantic. Doing it is paperwork, taxes, and a hundred decisions. We make the second part simple — with real numbers from official sources, verified and dated.
Category F residence from €9,568/year, foreign pensions at 5%, non-dom up to 27 years — and the 2026 reform kept all of it.
See the full ranking → 🔥 #2 — HotThe 7% pensioner flat tax, locked for 15 years, is still Europe's cleanest retiree tax deal.
See the full ranking → ↑ Biggest moverThe 7% flat-tax map expanded in April 2026 — 74 towns added, including Ostuni and Pompei.
See the full ranking →D7 from €920/month passive income (2026). Median home €2,198/m² (Q4 2025). 3,000+ hours of Algarve sun.
Open the Portugal guide → ★ Live nowNo retirement visa — but real routes exist. Average home £270,080 (Apr 2026). 4 tax-free years on foreign income for new arrivals.
Open the UK guide → ★ Live nowNon-lucrative visa from €2,400/month income (2026). Golden visa gone since April 2025. Homes €2,315/m² (Q1 2026).
Open the Spain guide → ★ Live nowLong-stay visitor visa via France-Visas. PUMa healthcare after 3 months. National median €3,405/m² (notaires).
Open the France guide → ★ Live nowElective residence visa, the southern flat-tax towns, and the paperwork nobody warns you about.
Open the Italy guide → ★ Live nowFIP visa, island vs mainland costs, and the flat tax for foreign pensioners.
Open the Greece guide → ★ Live nowDAFT for Americans, housing reality check, and mandatory health insurance.
Open the Netherlands guide → ★ Live nowResidence permits, public vs private health insurance, and real city budgets.
Open the Germany guide → ★ Live nowEnglish-speaking, retirement programme rules, and what it really costs.
Open the Malta guide → ★ Live nowThe Stamp 0 retiree route, citizenship by descent, and what Dublin actually costs.
Open the Ireland guide → ★ Live nowCategory F residence, low tax on foreign pensions, and year-round sun.
Open the Cyprus guide → ★ Live nowThe quota-capped retiree permit, German-language requirements, and alpine budgets.
Open the Austria guide →Official statistics vs portal asking prices, €/m² compared area by area, and the cheapest coastal markets in Europe. Verified 8 July 2026.
Read the report → Visas & ResidencyThe passive-income visa most American and Canadian retirees use. 2026 requirements, real timelines, step by step.
Read the guide → Visas & ResidencyThe May 2026 nationality law doubled the wait for North Americans. What it means if you're planning the move now.
Read the guide → Visas & ResidencyCitizenship by descent, the Ancestry visa for Canadians, the £29,000 partner route — the honest map of your options in 2026.
Read the guide → Visas & Residency2026 thresholds, the $140 (US) vs CAD 1,085 (Canada) fee gap, and the 183-day renewal rule that makes you a Spanish tax resident.
Read the guide → Visas & ResidencyThe ≈€1,478/month net benchmark (2026), the €300 validation tax, and the 2–4 month renewal window nobody tells you about.
Read the guide → Visas & ResidencyEnded 3 April 2025 (LO 1/2025). What existing holders keep, and the realistic routes if you were counting on it.
Read the guide →Every figure on this site comes from government sources — immigration authorities, tax offices, national statistics institutes — with the source and the date we checked it. If a visa takes nine months, we say nine months. We're not selling a dream. We're removing the reasons people never start.
Twelve countries, one inbox. Tell us where you're headed and where you're stuck — we'll answer, or introduce a specialist we've independently vetted.