Americans can move here with a €4,500 business deposit under a 1956 treaty. Canadians can't — and there is no retirement visa for anyone. Health insurers must accept you at any age for about €159/month. Here's everything else — from official sources, checked and dated.
DAFT for Americans, the honest options for Canadians, highly skilled migrant thresholds — and why there's no retirement visa.
5 guides → Guide hubThe three-box system, 2026 rates (35.75%–49.5%), box 3 wealth tax, the 30% ruling's shrink to 27%, and US Social Security under the treaty.
Read → Guide hubMandatory insurance from ~€159/month, guaranteed acceptance at any age, the €385 deductible, and the GP gatekeeper system.
Read → Guide hubA 384,000-home shortage, rent caps and the points system, transfer tax (2% or 8%), and what buying actually costs.
Read → Guide hubReal 2026 numbers: rents, the €385-deductible healthcare bill, groceries, utilities — and what a couple actually spends.
Read → Guide hubHighly skilled migrant salary floors (€5,942/mo at 30+), freelancing under DAFT, and the US/Canada totalization agreements.
Read → Guide hubThe driving-licence trap (most expats must retake the test), BSN and DigiD, bringing pets, going Dutch by bike.
Read → Guide hubAmsterdam, Utrecht, The Hague, Rotterdam, Eindhoven — real prices and honest trade-offs in a national shortage.
Read →How Americans use the 1956 treaty: the €4,500 deposit, KVK registration, 2026 fees, renewal — and the catches.
Read the guide → Visas & ResidencyNo DAFT, no retirement visa. What's actually left: jobs, the points-based self-employed route, partners, and the 90/180 rule.
Read the guide → HealthcareMandatory within 4 months, guaranteed acceptance at any age, ~€159/month in 2026. What's covered, what isn't, and the allowance.
Read the guide →From first visa question to keys-in-hand — tell us where you are in the move to the Netherlands and we'll answer, or introduce a specialist we've independently vetted.